Crypto Networks Are ‘Borderless, Adoption Is Not’: PwC

Crypto adoption is growing at different rates around the world, with some regions advancing much faster than others, says accounting firm PricewaterhouseCoopers (PwC).

“While crypto networks are borderless, adoption is not,” PwC said in its Global Crypto Regulation Report 2026. “Payments, remittances, savings, capital markets, and tokenization use cases are emerging unevenly across regions.”

PwC said that crypto adoption still depends on economic conditions, financial inclusion, and existing financial infrastructure, leading to a “fragmented global ecosystem” where the technology solves “very different problems” across different markets.

The report comes as the adoption of blockchain and crypto has accelerated in the US, as a crypto-friendly Trump administration has given institutions confidence to launch products tied to cryptocurrencies and stablecoins.

Crypto institutional interest past the point of no return

Meanwhile, PwC said that institutional interest in crypto has “crossed the point of reversibility.”

“Banks, asset managers, payment providers, and large corporates are embedding digital assets into core infrastructure, balance sheets, and operating models,” PwC said. “This is no longer optional or peripheral.”

While the Trump administration has worked to pass crypto regulations into law, some analysts worry that a future administration that isn’t as pro-crypto could sway institutional sentiment.